Capital One Mobile Deposit
Capital One offers retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans. Clients can review their account balances and transactions through online banking and mobile banking apps for iPhone, iPad, and Android devices. All you need is the latest version of the Capital One® app to use the mobile deposit feature. I found an old check in my drawer from a 2 months ago, and I can't remember whether I cashed it or not. Over on Personal Finance & Money, when I asked how to see if a check was deposited, they recommended that try to view the images from my previously scanned checks online.However, I haven't been able to find a way of doing this with Capital One.
Most deposits into 360 Performance Savings, 360 Savings, 360 Money Market, and Kids Savings Accounts are subject to a 4 business day hold before they can be withdrawn.In general, deposits into Essential Checking, Essential Savings, 360 Checking, Total Control Checking, Money, and Confidence Savings Accounts are available the next business day.
Checks drawn from another Capital One, N.A. account will be available the next business day.
Electronic deposits that are automatically initiated outside the bank - like Direct Deposit or Social Security benefits - are generally available immediately. Cash deposited via one of our deposit taking ATMs and transfers between Capital One 360 and Capital One Bank accounts are also available immediately.
'>Most deposits into 360 Performance Savings, 360 Savings, 360 Money Market, and Kids Savings Accounts are subject to a 4 business day hold before they can be withdrawn.
In general, deposits into Essential Checking, Essential Savings, 360 Checking, Total Control Checking, Money, and Confidence Savings Accounts are available the next business day.
Checks drawn from another Capital One, N.A. account will be available the next business day.
Electronic deposits that are automatically initiated outside the bank - like Direct Deposit or Social Security benefits - are generally available immediately. Cash deposited via one of our deposit taking ATMs and transfers between Capital One 360 and Capital One Bank accounts are also available immediately.
1. External AccountYou can link your checking or savings account to an account you have at another bank. Doing so lets you easily transfer funds between your accounts.Capital One Mobile Deposit Unavailable
Learn how to link an external account online.
2. Mobile DepositDeposit a check from anywhere in the U.S. and U.S. territories with Mobile Deposit. Follow these steps on our mobile app to snap a picture of your check:
- Go to the Capital One Mobile app and select your account.
- Click on “Deposit” next to the camera icon.
- Take photos of the front and back of your check (please write "for Capital One mobile deposit" and sign your name on the back of the check prior to taking your picture).
- Follow the prompts to fill out the deposit amount and, if you’d like, a memo.
- Slide your finger across the green button to complete your deposit.
3. ATM DepositIf you live near a Capital One Café or Capital One Bank location, you can make a check deposit at the ATM at that location. Find out if there’s one near you.
4. Direct DepositYou can set up Direct Deposit by giving your Capital One account number and routing number to your employer. You can find that information either:
- In the app: Sign in and select your bank account. Scroll down to “Account Info” and select “Show More.”
- Online: Sign in and select your bank account. Click on “View Details” underneath the name of your account in the top left corner
You can also set up Direct Deposit by printing out our blank Direct Deposit form, filling in your information and giving it to your employer.
5. Make a transferVisit our Transfers page to learn more about making a transfer.
For more information about how long it takes for money to move in and out of your account, please visit the Funds Availability Page.
1. External AccountYou can link your checking or savings account to an account you have at another bank. Doing so lets you easily transfer funds between your accounts.
Learn how to link an external account online.
2. Mobile DepositDeposit a check from anywhere in the U.S. and U.S. territories with Mobile Deposit. Follow these steps on our mobile app to snap a picture of your check:
- Go to the Capital One Mobile app and select your account.
- Click on “Deposit” next to the camera icon.
- Take photos of the front and back of your check (please write 'for Capital One mobile deposit' and sign your name on the back of the check prior to taking your picture).
- Follow the prompts to fill out the deposit amount and, if you’d like, a memo.
- Slide your finger across the green button to complete your deposit.
3. ATM DepositIf you live near a Capital One Café or Capital One Bank location, you can make a check deposit at the ATM at that location. Find out if there’s one near you.
4. Direct DepositYou can set up Direct Deposit by giving your Capital One account number and routing number to your employer. You can find that information either:
- In the app: Sign in and select your bank account. Scroll down to “Account Info” and select “Show More.”
- Online: Sign in and select your bank account. Click on “View Details” underneath the name of your account in the top left corner
You can also set up Direct Deposit by printing out our blank Direct Deposit form, filling in your information and giving it to your employer.
5. Make a transferVisit our Transfers page to learn more about making a transfer.
Capital One Mobile Deposit Rules
For more information about how long it takes for money to move in and out of your account, please visit the Funds Availability Page.